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Commercial Real Estate Insurance in Mount Vernon WA & Skagit County WA

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Locations

Mount Vernon Office

1503 Riverside Dr
Mount Vernon, WA 98273
Main office: 360-424-4559
Toll free: 800-562-2555

Adobe Insurance Agency (Truth or Consequences Office)

304 S. Foch St
Truth or Consequences, NM 87901
Main office: 575-894-2468

Arthur Insurance (Angel Fire Office)

3417 Hwy 434
Angel Fire, NM 87710
Main office: 575-377-2347

Arthur Insurance (Raton Office)

126 S. Third St
Raton, NM 87740
Main office: 575-445-5526

Boise Office

2304 N. Cole Rd Ste. C
Boise, ID 83704
Main office: 208-377-4433

CAL/OR Insurance Specialists (Brookings Office)

16389 Highway 101 S
Brookings, OR 97415
Main office: 541-469-3510

Eugene Office

409 River Ave
Eugene, OR 97404
Main office: 541-687-1911

Homedale Office

9 East Idaho Ave
Homedale, ID 83628
Main office: 208-337-3161

La Pine Office

51535 S Huntington Rd
La Pine, OR 97739
Main office: 555-555-5555

Las Vegas Office

1880 Warm Springs Rd, Ste 140
Las Vegas, NV 89119
Main office: 702-798-6690

Montgomery Insurance Agency (Carlsbad Office)

203 W Mermod
Carlsbad, NM 88220
Main office: 575-725-2110

Pacific Insurance Partners (Forest Grove Office)

1909 Cedar St
Forest Grove, OR 97116
Main office: 503-357-7111

Seattle Office

611 S. Jackson St
Seattle, WA 98104
Main office: 360-424-4559
Toll free: 800-562-2555

Thomas & Associates Insurance Brokers (Stanwood Office)

9715 271st St NW
Stanwood, WA 98292
Main office: 360-629-2103

Tucumcari Office

214 Second St.
Tucumcari, NM 88401
Main office: 575-461-1623

WAFD/BS&T Insurance (Albuquerque Office)

7906 Menual Blvd NE
Albuquerque, NM 87110
Main office: 505-369-1900

Our Providers

Testimonials

“This agency is fast, friendly and easy to work with. I highly recommend them to everyone!”
Susan Brown, Henderson, NV