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Business Catastrophe Insurance in Mount Vernon WA & Skagit County WA

Business catastrophe insurance is an additional level of coverage that goes above and beyond the standard business policy most small and medium-sized companies have. As a business owner, you want to be absolutely sure that your investments are protected in case of unforeseen calamity—nobody wants to see all of their hard work destroyed by fire, theft, or anything else. However, every policy has its limits, and if the damage to your business is so severe that it exceeds the limits of your current business or property coverage, you'll be expected to pay the difference yourself.

Business Catastrophe Insurance Features

Business catastrophe insurance comes into play to prevent you from having to pay the excessive cost of a catastrophic loss. If you exceed the normal limits and the claim is for a qualifying event, this coverage will provide an additional level of protection and reduce or eliminate the portion of the claim that you would otherwise have to pay out of your own pocket. Here are the important things to know about this policy:

  • Business catastrophe insurance coverage amounts are proportional to individual business types and indemnity periods. Most companies purchase this policy and get at least one million dollars of coverage, just to be absolutely sure they have the protection they need if something goes extraordinarily wrong. Sometimes these extraordinary situations can arise due to the nature of a certain business, or because of a freak accident or natural disaster. One of our agents can help you determine an appropriate coverage length and amount.
  • This coverage may protect you from things your normal policies do not. While the specifics depend on the plan you get, business catastrophe insurance is usually offered as an umbrella policy that can cover almost anything that might occur.
  • This is the last resort, not the first. If a claim is covered by your normal policy and doesn't exceed those limits, your business catastrophe policy will not be utilized. Its main purpose is protecting you against particularly large claims, just in case something goes wrong and you truly need the extra protection.

For more information about business catastrophe insurance, give WAFD Insurance Group Inc. a call today.

Our Locations

Mount Vernon Office

1503 Riverside Dr
Mount Vernon, WA 98273
Main office: 360-424-4559
Toll free: 800-562-2555

Adobe Insurance Agency (Truth or Consequences Office)

304 S. Foch St
Truth or Consequences, NM 87901
Main office: 575-894-2468

Albuquerque Office

7906 Menual Blvd NE
Albuquerque, NM 87110
Main office: 505-369-1900

Arthur Insurance (Angel Fire Office)

3417 Hwy 434
Angel Fire, NM 87710
Main office: 575-377-2347

Arthur Insurance (Raton Office)

126 S. Third St
Raton, NM 87740
Main office: 575-445-5526

Boise Office

2304 N. Cole Rd Ste. C
Boise, ID 83704
Main office: 208-377-4433

BS&T Insurance

7906 Menual Blvd NE
Albuquerque, NM 87110
Main office: 505-369-1900

CAL/OR Insurance Specialists (Brookings Office)

16389 Highway 101 S
Brookings, OR 97415
Main office: 541-469-3510

Eugene Office

409 River Ave
Eugene, OR 97404
Main office: 541-687-1911

Homedale Office

9 East Idaho Ave
Homedale, ID 83628
Main office: 208-337-3161

La Pine Office

51535 S Huntington Rd
La Pine, OR 97739
Main office: 541-536-1718

Las Vegas Office

1880 Warm Springs Rd, Ste 140
Las Vegas, NV 89119
Main office: 702-798-6690

Montgomery Insurance Agency (Carlsbad Office)

203 W Mermod
Carlsbad, NM 88220
Main office: 575-725-2110

Pacific Insurance Partners (Forest Grove Office)

1909 Cedar St
Forest Grove, OR 97116
Main office: 503-357-7111

Seattle Office

611 S. Jackson St
Seattle, WA 98104
Main office: 360-424-4559
Toll free: 800-562-2555

Thomas & Associates Insurance Brokers (Stanwood Office)

9715 271st St NW
Stanwood, WA 98292
Main office: 360-629-2103

Tucumcari Office

214 Second St.
Tucumcari, NM 88401
Main office: 575-461-1623

WAFD Insurance Corporate Office

620 Morris St.
La Conner, WA 98257
Main office: 360-424-4559, ext. 1000

Our Providers

Testimonials

“This agency is fast, friendly and easy to work with. I highly recommend them to everyone!”
Susan Brown, Henderson, NV