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Personal Trainer Insurance in Mount Vernon WA & Skagit County WA

Many professions require specialized forms of insurance, and as a personal trainer, your career comes with a certain degree of professional liability that others may not experience.

Being a personal trainer is a rewarding career, but it can lead to increased insurance risks because there are many ways for your clients to get hurt, and you can't watch everybody at every moment. On any given day, you might have people who push themselves harder than they should, ignore the warning signs that their bodies provide, or refuse to take the advice you’ve given them. Many of these problems aren't your fault, especially if you keep clients informed of best health practices without exceeding the scope of your responsibilities. However, aggressive clients may still sue for negligence if they injure themselves under your supervision.

Personal trainer insurance can act as a buffer between you and the claims that injured parties may make. WAFD Insurance Group Inc. agents can help you keep important aspects of your career and this coverage in mind when considering insurance as a personal trainer.

Personal Trainer Insurance Coverage Options

There are two major components of personal trainer insurance, both of which are needed for truly comprehensive coverage.

  • Professional Liability Insurance covers lawsuits ranging from injuries caused by improperly maintained equipment to claims of misconduct. For professional trainers, the most common problems stem from interacting with a customer's belongings, or from saying or writing something that a client finds offensive. Be sure to ask an agent about how much liability insurance you're likely to need, since different trainers often need different amounts, depending on their clientele and style of personal training (training for the elderly or high-intensity training, for instance).
  • Miscellaneous Personal Trainer Insurance helps cover claims for bodily injuries that come from either incorrectly providing or failing to provide a promised service. Claims of this type can reach several hundred thousand dollars or more, so it's important to have enough coverage to pay off your claims if you ever end up needing to use this insurance.

Personal Trainer Insurance Requirements

As a personal trainer, you may be asked to provide evidence of certification in your field before a policy will be offered. Experienced trainers—particularly those who have avoided claims in the past—may be eligible for a discounted rate on their policy.

1. "The Role of a Personal Trainer | Resources." Accessed April 11, 2016. https://www.nfpt.com/the-role-of-a-personal-trainer.

2. "Woman Wins $300k Due to Personal Trainer’s Negligence ..." Accessed April 11, 2016. http://blog.lawyer.com/index.php/2012-04-23-woman-wins-300k-due-to-personal-trainers-negligence/.

Our Locations

Mount Vernon Office

1503 Riverside Dr
Mount Vernon, WA 98273
Main office: 360-424-4559
Toll free: 800-562-2555

Adobe Insurance Agency (Truth or Consequences Office)

304 S. Foch St
Truth or Consequences, NM 87901
Main office: 575-894-2468

Arthur Insurance (Angel Fire Office)

3417 Hwy 434
Angel Fire, NM 87710
Main office: 575-377-2347

Arthur Insurance (Raton Office)

126 S. Third St
Raton, NM 87740
Main office: 575-445-5526

Boise Office

2304 N. Cole Rd Ste. C
Boise, ID 83704
Main office: 208-377-4433

CAL/OR Insurance Specialists (Brookings Office)

16389 Highway 101 S
Brookings, OR 97415
Main office: 541-469-3510

Eugene Office

409 River Ave
Eugene, OR 97404
Main office: 541-687-1911

Homedale Office

9 East Idaho Ave
Homedale, ID 83628
Main office: 208-337-3161

La Pine Office

51535 S Huntington Rd
La Pine, OR 97739
Main office: 555-555-5555

Las Vegas Office

1880 Warm Springs Rd, Ste 140
Las Vegas, NV 89119
Main office: 702-798-6690

Montgomery Insurance Agency (Carlsbad Office)

203 W Mermod
Carlsbad, NM 88220
Main office: 575-725-2110

Pacific Insurance Partners (Forest Grove Office)

1909 Cedar St
Forest Grove, OR 97116
Main office: 503-357-7111

Seattle Office

611 S. Jackson St
Seattle, WA 98104
Main office: 360-424-4559
Toll free: 800-562-2555

Thomas & Associates Insurance Brokers (Stanwood Office)

9715 271st St NW
Stanwood, WA 98292
Main office: 360-629-2103

Tucumcari Office

214 Second St.
Tucumcari, NM 88401
Main office: 575-461-1623

WAFD/BS&T Insurance (Albuquerque Office)

7906 Menual Blvd NE
Albuquerque, NM 87110
Main office: 505-369-1900

Our Providers

Testimonials

“This agency is fast, friendly and easy to work with. I highly recommend them to everyone!”
Susan Brown, Henderson, NV